- Investors who primarily look for safety of their capital, can seek investment in Government securities. These are debt instruments used by the government to fund their borrowings. Being backed by government guarantee, they are sovereign and have practically zero credit risk.

- However, for slightly longer investing periods, investors may also seek additional benefits of capital appreciation for their investments.

- Investing in G-secs of different tenures can fulfil both these requirements by seeking to generate capital growth from price changes that arise from changing interest rates.

- Individually though these are usually accessible with relatively high investment amounts, especially if you wish to spread investment across G-secs of different tenures.

- Aditya Birla Sun Life Government Securities Fund is an open ended debt fund that invests exclusively in G-secs of varying maturities. It seeks to earn interest from coupon rates for generating regular income, along with the potential for capital growth.

- The fund is suited for a medium to long-term investing period (typically 4 to 7 years)